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Senior Funding Reverse Mortgages - Monty Simons
Limited Time Offer!
50% Off Origination Charge
Senior Funding Reverse Mortgages - Monty Simons
23801 Calabasas Rd Suite 2018
Calabasas, CA 91302
Call today to see what you qualify for.
Offer Ends August 22, 2018
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Very professional but still easy to work with
Very professional, on point, kept me in the loop on what was next. I’m very happy with how things came together!!! On a scale of 1 to 10, I give him a 10. Have already told a friend about him.
When we thought about reverse mortgages, we were concerned that is was a scam. We did tons of research and realized that actually, it was not. As soon as we did our research, we then started looking for someone to help us. Monty's name was referred to us by a trusted banker. He did not disappoint. He was very patient, explaining everything (sometimes more than 3 times:) and making sure we really did understand everything. We waited, I believe, several months, before really getting down to business. Again, during that time, Monty emailed, but NEVER pressured us in any way. He sat down with us and went through the final papers, alleviating any of our fears. We signed the papers and trust me, we are very happy. We're now putting the money we were putting in our mortgage in a savings account and we are disappointed in the least with what we've done. This is not an easy decision to make, but if you do, please call Monty.
Bests thing financially I have done for myself in yearfs
Getting a Reverse Mortgage with Monty Simmons was the best thing I have done for myself financially in years. No longer having to pay a monthly mortgage, and the money I got out of the equity in my home has allowed me to pay off or down most of my credit cards, thus meaning I have more cash flow each month, and even my credit scores have dramatically improved, and are continuing to improve, as my increased cash flow allows me to pay down more of my credit cards, continually increasing my My Fico score. It is a vicious cycle in the right direction that I now can continue month after month. Also, I look forward to another chunk of money coming in a year which will allow me to do a lot more things I want to do = fix up my house, travel. At this time, this is the best move I have made in a long time, and I can relax now since I no longer have to be desperate to make it to the next time I get money in.
After my husband and I decided we needed to do a reverse mortgage, I contacted several lenders to compare services. Monty Simons was the only one that followed up with us during our selection process of who we wanted to work with. The process was a long tedious one because of our circumstances, but Monty hung-in there and was very patient. He kept us informed on each step of the process from the beginning until the loan closed. I was able to obtain the needed documents, scan them, and do everything through email until the final signing. All my phone calls and emails were returned or replied to promptly. We finally closed our reverse mortgage the end of October 2015. I have no regrets choosing to work with Monty Simons and I would highly recommend him to anyone contemplating a reverse mortgage.
Persistence pays off - 4 stars
Monty had been working with me for the past two years hoping that I would see the benefit of a referse mortgage. Even though I was indecisive for soon long, Monty hung in there while occasionally providing me with updated data on the changes taking place with the reverse mortgage programs. When I fianlly decided in favor of the reverse mortgage, Monty took the time to answer any additional questions I raised as we proceeded through the process. Occasionally his answers didn't get to the heart of my concerns so Monty would get back to me with further data to satisfy my concerns about the possible negative aspects of a reverse mortgage. Although I'm sure my insistence for clearer answers on how final figures were calculated might have irritated Monty at times, he was always professional in his reponses and promised to get back to me with better explanations as to how the calculations were determined - which he did. Overall, I would recommend Monty to past clients of mine should they be considering a reverse mortgage.
Most Positive Experience
I recently closed escrow on a reverse mortgage, which was an extremely positive experience. My loan agent, Monty Simons was helpful, caring, and forthright in making this a simple and smooth transaction. He was professional and knowledgeable and was always available. I would highly recommend Monty without any reservation whatsoever. It was a pleasure to know that I never needed to be concerned about my loan and its process. Thank you Monty for making this such a easy and worry free process.
Efficient, Cordial, Great guy
I was referred to Monty by my local bank. After I spoke to him the first time I felt as if the weight had been lifted from my back. Monty explained the Reverse Mortgage, and the process. I think all in all it took just over a month to complete. Now I have some cash, no mortgage payments, and someone I can call with questions. I couldn't recommend him highly enough. Your losing out if don't call him!!
Peace of mind. That’s what most people are looking for. This could help! At Senior Funding Reverse Mortgages - Monty Simons in Calabasas, CA we know how to provide you this peace of mind with a Reverse Mortgage. A Reverse Mortgage is a product available to someone 62, or older who own their home. Qualifications do not require credit, or assets. It does not affect social security, the money you qualify for is TAX FREE, and best of all there are NO MONTHLY PAYMENTS REQUIRED required. The benefit that you qualify for first has to pay off your mortgage (if there is one) then anything remaining is yours to use as monthly payments, a line of credit, or lump sum.
With a Reverse Mortgage you could access cash that can be used to retire early, pay down other debts, or finish that home improvement project you've been dreaming of. At Senior Funding Reverse Mortgages - Monty Simons in Calabasas, CA we work to help those dreams come true.
Reverse Mortgages in Calabasas, CA
Proudly Serving All of Southern California
Peace of mind. That’s what most people are looking for. At Senior Funding Reverse Mortgages - Monty Simons, we're in the business providing that peace of mind. As a provider of reverse mortgages in Calabasas, CA, Monty Simons will work to present his clients with all of their options with their reverse mortgage, and he’d love to add you to his list of satisfied customers.
A Reverse Mortgage is a product available to someone 62, or older who own their home.
Updated reverse mortgage qualifications now require a financial assessment of the borrower. This will include, but not limited to reviewing a credit report, income, and possibly assets. If you have questions about this please call so that we can discuss. It does not affect social security, the money you qualify for is TAX FREE, and best of all there are NO MONTHLY PAYMENTS REQUIRED. The benefit that you qualify for first has to pay off your mortgage (if there is one) then anything remaining is yours to use as monthly payments, a line of credit, or lump sum.
Upsizing or downsizing? You can use a Reverse Mortgage to purchase a home. Let the reverse mortgage put up some of the money to buy your new home. You keep more of your money in the bank. Call Monty with Senior Funding Reverse Mortgages - Monty Simons in Calabasas, CA to discuss how this works.
FHA Announces higher loan limits for Reverse Mortgage. As of January 1, 2018 the new loan limits will be $679,650. Call me today to discuss what this could mean for you! There has also been upgrades to the Jumbo Reverse Mortgage. Rates have come down, and the LTV's have changed. Call me for more details.
Personalized And Attentive Service
For your convenience, Monty has flexible business hours, and is happy to meet on weekends or evenings. We have all the FHA insured programs available, and we work with all of the lenders not just one. To learn more about how Reverse Mortgages work, or to see how much you can qualify for please give Monty a call. There are no charges for appointments or phone calls.
Newer products are now available. The “old” reverse mortgage’s have a 10 point cap above what your start rate with a adjusting monthly rate. The updated product has a 5 point cap above what you start at with a 2% annual cap with a yearly adjusting rate. Rates are always adjusting so please call if you have questions. We know that this can be kind of confusing so it’s always better to call to review.
Purchasing - Upsizing or downsizing? You can use a Reverse Mortgage to purchase a home. Let the reverse mortgage put up some of the money to buy your home. You keep more of your money in the bank. Call Senior Funding Reverse Mortgages - Monty Simons today to discuss how this works.
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Thank you for sharing us with your friends and family. Referrals are the best thank you gifts we could possibly receive.
- NMLS # 286088
- CA BRE # 01935536